FB 3552
Mortgages For Money - Information You Need
- You will need:
- 100 Points of ID (Passport/Birth Certificate & Drivers' License recommended)
- If you are not an Australian resident, you also need:
- Evidence of FIRB compliance
- If you wish to Refinance, you need:
- The most recent six months' worth of loan statements for all debts being refinanced
- (you may need 12 months worth of statements for some types of loans)
- A copy of a Council Rates Notice or Certificate of Title (title particulars must be provided)
- Discharge authority from your current loan provider (for example, your bank).
- If you wish to Purchase, you need:
- Verification of funds (or equity) to complete the purchase.
- Copy of executed Contract of Sale (executed by all parties)
- If your income is PAYG (or salaried if you or your partner are a non-resident), you need:
- Income Documentation
- Your two most recent pay slips
- Plus, one or more of the following:
- Letter signed by employer detailing title, duration, salary and status (full-time, etc.)
- Or:
- P.A.Y.G. Payment Summary for the last two financial years
- Or:
- Australian income tax returns for the last two financial years
- Or:
- Current employment contract signed by employee and employer
- If your income is from Self-Employed work, you need:
- A signed declaration of annual income or affordability
- Or:
- Australian tax returns for both individual and business entities for the last two financial years (inclusive of balance sheet and profit and loss statement)
- Tax assessment notice as required
- Letter from your accountant certifying your accounts (in support of the above)
- Confirmation of rental income for existing investment properties
- If you will be utilizing Companies and/or Trusts as part of this loan:
- Please consult with our relationship advisor for further information.
